National General Car Insurance Review

 

National General car insurance rates can be higher than the average industry rate, but the company specializes in high-risk drivers. Drivers with a suspended license may have to file an SR-22 form, also known as a Financial Responsibility Certificate, to prove that they meet the minimum liability requirements. Fortunately, National General will file your SR-22 with your state licensing authority. Since National General focuses on high-risk drivers, you can expect to pay a higher premium with them.

Discounts offered to safe drivers

You may be surprised to learn about the number of discounts offered to safe drivers on national general car insurance. The company offers discounts for a variety of reasons, including completion of driver training programs and safe driving records. A good driving record is defined as no speeding tickets or accidents within the previous three to seven years. This period varies between states, so check with your insurer to see if you qualify for a specific discount.

The Low Mileage discount program from National General is a popular choice for those who drive less than fifteen thousand miles per year. The company's policy is easy to use and makes it easy to maintain. In addition to being safe, this program also rewards drivers for reducing the number of claims they make each year. However, you have to qualify. Generally, this discount only applies to cars that are on OnStar.

A combination discount from National General car insurance is also available. Using OnStar can save you anywhere from 10 to 20 percent of your insurance premium. National General car insurance also offers a multi-vehicle discount for drivers with two cars. This discount may be more appealing for drivers who have several vehicles. Additionally, it's important to note that the discount program is only available to customers who already have an OnStar subscription.

Discounts for GM customers

The National General Low-Mileage discount program is one of the oldest usage-based car insurance programs, which is operated through the OnStar system. National General offers this discount program only to customers who own a GM vehicle. GM employees may be able to take advantage of this discount by enrolling in the program. National General also caters to GM vehicle owners by offering these discounts. But be sure to check with your insurance agent about eligibility requirements before signing up for the program.

GM's car insurance company has changed its name from GMAC to National General. Nonetheless, many GM owners may find it beneficial to obtain an insurance policy from National General, because they are familiar with the company. Even if National General auto insurance rates are not the cheapest, they are still worth checking out. These auto insurance companies offer coverage for nearly every GM vehicle, so you may save money on your car insurance policy.

24/7 claims service

For GM customers, you may be eligible for a discount. In addition to the standard discounts, National General also offers a GM Family First discount to its employees and their families. Additionally, if you're a subscriber of OnStar, you can get a ten to twenty percent discount on your insurance coverage. These perks make National General stand out from its competition. However, they do not have the best reputation in the insurance industry. If you have a good driving record and a clean record, you can probably find cheaper car insurance elsewhere.

When it comes to customer service, National General has an A+ rating from the Better Business Bureau, and they have an average NAIC complaint score of 9.44, which means that they have nearly nine times as many complaints as their competition. You can also chat with their customer service representatives online to discuss your insurance claim. The service is available in Spanish and English. Lastly, National General's customer service department is open around the clock, which is very helpful when filing a claim.

Cost of policy

National General is a subsidiary of GM and has a history of catering to its clients. The company was previously known as GMAC Insurance, but was acquired by Allstate in 2021. In addition to offering low rates for customers of General Motors, National General offers an extensive list of SmartServices, such as a rental car service. During an accident, a smartvalet will pick up your vehicle and return it once it's repaired.

The National General website offers easy access to quotes, claims, and billing. You can also visit their learning center, where you can learn more about the coverage options, insurance terms, and factors that affect rates. The National General website has many helpful tools, such as FAQs, which provide answers to common questions. Further, if you'd like to apply for an insurance policy through National General, you can make the application online and pay your premium online.

The overall cost of a National General car insurance policy is higher than other insurance carriers. However, if you are a high risk driver and don't drink or drive often, you may be able to find a cheaper policy elsewhere. The company has received low customer satisfaction rankings, and as a result, it was ranked last among 24 car insurance companies. The company also received more complaints than similar-sized competitors.